Bank Audi Publishes its Non-audited  Financial Results for Q3 2025

Bank Audi published on 14 November 2025 its non-audited consolidated financial results for Q3 2025. It stated that “since early 2025, renewed political will and constructive engagement with the IMF have allowed Lebanon to pivot towards long-overdue economic reforms. In this context, the Bank remains committed to supporting reforms and implementing measures to strengthen its readiness for a post restructuring era”.

It added that “ on 1August 2025, Parliament ratified the long-awaited banking restructuring law– a critical milestone following the earlier amendment of the Banking Secrecy law, and a key step towards fulfilling the IMF’s preconditions. We now look forward to the adoption of the Gap Framework soon. Until then, it is still difficult for banks to assess the full impact of the crisis on their financial position”.

It concluded that “in the first nine months of 2025, the Bank continued to allocate part of its consolidated operating surpluses to provisions for risk and charges, as the prevailing uncertainties dictate continued prudence. The Bank continues to accelerate the shift of its retail banking activity to a user-friendly and cost effective digital platform for individuals (neo) while reshaping our branches to better serve high-net-worth and corporate clients:.

Moreover, it also stated that the “figures below were published to comply with regulatory publishing requirements for listed banks operating in Lebanon. They should not be relied upon for decision-making, and they should be read in conjunction with the full set of financial statements and related disclosures as published on the Bank’s website (please refer to the 2024 Annual Report)”.

For Q3 2025, Bank Audi’s net profits amounted to $95.09 million compared to $28,000 in Q3 2024. As to assets, they stood at $14.73 billion in Q3 2025, less by 11.64% relative to end 2024; deposits reached $12.68 billion, up by 2.16%; loans stood at $1.03 billion, higher by 4.21%; and shareholders’ equity was $1.07 billion, higher by 12.48%.