Bank Audi Publishes its Audited Financial Results for 2025; and its Non-Audited Financial Results for Q1 2026

Bank Audi published on 8 June 2026 its audited consolidated financial results for end 2025, in addition to its non-audited consolidated financial results for Q1 2026.
For the end 2025 results, it stated that “while banking sector reforms remain pending and the financial crisis continues to impose constraints on the operating environment, Bank Audi maintained its commitment to supporting the national economy and continued to serve its individual and corporate clients through a broad range of banking products and services:

• The Bank contributed actively to the country’s recovery and growth by extending new loans to
  approximately 4,700 individual and corporate clients in Lebanon, supporting both economic activity and individual needs.
• Reaching nearly 200,000 digital users through its comprehensive and innovative digital offering, including the NEO by Bank Audi platform and card solutions, supporting broader customer access, electronic financial transactions, and reduced reliance on cash.
• Strengthening resilience through sustained earning capacity and prudent provisioning, reinforcing the capital base in anticipation of sector restructuring and the financial gap resolution framework”.

In terms of figures, profits stood at $82.73 million in 2025 compared to $19 thousand in 2024. Assets reached $15.12 billion, down by 9.71% from 2024. Deposits totaled $12.89 billion, higher by 3.85%. Loans to customers increased to $1.14 billion, up by 18.47%. And total equity stood at $1.16 billion, higher by 11.54%.

Also, all the figures below (end 2025 and Q1 2026) were published to comply with regulatory publishing requirements for listed banks operating in Lebanon. They should not be relied upon for decision-making, and they should be read in conjunction with the full set of financial statements and related disclosures as published on the Bank’s website (please refer to the 2025 Annual Report).

As to Q1 2026, in its statement it said that “while the outlook in Lebanon remains contingent on security developments and the war repercussions, Bank Audi remains committed—within the limits of prudent risk management and available means—to supporting the national economy, while preserving the strength and resilience of its financial position:

– Bank Audi continued to support economic sectors and individual customers through the selective extension of new lending facilities, albeit at a more measured pace than in the previous year, in light of slower economic activity and heightened risk levels, necessitating more stringent credit standards.

– The Bank further expanded and strengthened its digital offering through the “neo” platform and enhanced credit card products, enabling customers to conduct banking transactions with greater ease, flexibility, and convenience, while continuing to promote cashless banking and grow its user base.

– Bank Audi maintained its conservative approach to liquidity and risk management, sustaining liquidity ratios above regulatory requirements.

As to figures, profits stood at $19.39 million in Q1 2026 compared to zero in Q1 2025. Assets reached $14.78 billion, down by 2.26% from end 2025. Deposits totaled $12.62 billion, lower by 2.10%. Loans to customers stood at $1.09 billion, down by 4.07%. And total equity stood at $1.15 billion, down by 0.69%.